It involves opening a self-directed IRA through a secure e-sign application; then the new account is funded via a rollover or transfer. Your job now is to plan out a diversified, non-correlated retirement portfolio, one that includes Bitcoin, precious metals, stocks, bonds, and cash. Moy Former Director, U. Introduced in , the Individual Retirement Account IRA has allowed millions of workers to fund a personal retirement vehicle. Direct Rollover Definition A direct rollover is a distribution of eligible assets from one qualified plan to another. The offers that appear in this table are from partnerships from which Investopedia receives compensation.