Bitcoin loans are new and not well regulated. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. BlockFi has a lower entry barrier as compared to Unchained Capital, and it is operational in more areas. Super Security: Bitcoin is very secure due to its blockchain design which features advanced cryptography during the transaction process. Customers can now easily expand their crypto portfolio with borrow bitcoin. However, with YouHodler, this volatility does not have to be an issue. New York-based non-banking lender BlockFi is one of the most popular companies offering cryptocurrency-backed loans.